Archive for November 3rd, 2008

Wanna be a millionaire? Start spending like one!

Last night as i was reading many articles online, i came cross to a very interesting article. ” Start spending like a millionaire.” So i though it must be teaching you how to identify the year of wine, where it is made, how smooth it is when you drinking a Rm1000 wine. Or telling you where you should travel, Paris for Irish coffee, Milan for LV bags, Or which yatch or super car to buy best suit your taste. then customize it with yellow cow leather interior for your lambo. To my surprise, its NOT.

“Spend like a millionaire” is not like that! You know what? Statistically shows that more than 60% millionaires are hard to be told from their spending style, their dresses, their habit and their lifestyle! Its call “millionaire next door”, just like your ordinary next door neighbour!  The other 40% will be spending like hell, dress to impress others, drink to please others, but these are very hectic and by end of the day, they are still not happy with themselves.

Lets get to the MAIN point. “Spend like millionaire” is always spend less than what you earn. If you earn Rm2000 a month, you spend less than that. If you spend more than RM2300, you will worth lesser the next month. A millionaire loves SAVING. Everyday save money, by compounding interest (Einstein said “compounding interest is the world 8th wonder!”), you will be the next millionaire few decades later (But your RM1 million in 20 years later will worth less than current value due to inflation). However, you are still a “Millionaire”. To beat the inflation, you gotta work hard too, invest hard too.

Stats also shows that 30% of millionaires still driving their 3 year old cars, not every of them change their cars very often. They dont spend more than RM1500 for a suit, they dont always drink RM1000 wine, they dont fly first class often. Ikea boss, top ten ranking in wealthiest people in the world, always op for economical class flight, loves fast food, hate to wear suits and save money.

So, are you richer than them? Spend money like running tap water? start spending like a millionaire if you wanna be a millionaire! Start saving and investing while YOUNG!

Add comment November 3, 2008

HTC G1. – Coming Soon to Sheer Unique

I am sure many of you have heard of Apple Iphone. Then other manufacturers also have their phones to compete Iphone, for example, Samsung Omnia, Lg Ks20, HTC diamond and Nokia N96. Now we have another “cross” brand phone. HTC X Google = HTC G1 Android. It will be in Sheer Unique soon in Nov or earrly Dec 08. Estimated price is RM 3399.00 

G1:

 

Google everywhere!

Google everywhere!

Spec:

Processor Qualcomm® MSM7201A™, 528 MHz
Operating System Android™
Memory
ROM: 256 MB
RAM: 192 MB
Dimensions (LxWxT) 117.7 mm x 55.7 mm x 17.1 mm
(4.60 in x 2.16 in x 0.62 in)
Weight 158 grams (5.60 ounces) with battery
Display 3.2-inch TFT-LCD flat touch-sensitive screen with 320 x 480 (HVGA) resolution
Network HSPA/WCDMA: 

  • Europe: 2100 MHz
  • US:1700/2100 MHz
  • Up to 7.2 Mbps down-link (HSDPA) and 2 Mbps up-link (HSUPA) speeds

Quad-band GSM/GPRS/EDGE:

  • 850/900/1800/1900 MHz

(Band frequency, HSUPA availability, and data speed are operator dependent.)

Device Control Trackball with Enter button
Keyboard Slide-out 5-row QWERTY keyboard
GPS GPS navigation capability with Google Maps™
Connectivity Bluetooth® 2.0 with Enhanced Data Rate
Wi-Fi®: IEEE 802.11b/g
HTC ExtUSB™ (11-pin mini-USB 2.0 and audio jack in one)
Camera 3.2 megapixel color camera with auto focus
Audio Built-in microphone and speaker
Ring tone formats: 

  • AAC, AAC+, AMR-NB, MIDI, MP3, WMA, WMV
  • 40 polyphonic and standard MIDI format 0 and 1 (SMF)/SP MIDI
Battery Rechargeable Lithium-ion battery
Capacity: 1150 mAh 

Talk time:

  • Up to 350 minutes for WCDMA
  • Up to 406 minutes for GSM

Standby time:

  • Up to 402 hours for WCDMA
  • Up to 319 hours for GSM

(The above are subject to network and phone usage.)

Expansion Slot microSD™ memory card (SD 2.0 compatible)
AC Adapter Voltage range/frequency: 100 ~ 240V AC, 50/60 Hz
DC output: 5V and 1A
Special Features Digital Compass, Motion Sensor

Add comment November 3, 2008


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